APIs are responsible for fueling the enormous value and cutting-edge changes in technology, most notably driving FinTech’s robust progress across multiple areas in financial services.
25 of Forbes FinTech 50 from SF Bay Area
Forbes FinTech50 showcases the 50 most impactful companies in the FinTech industry (for the US) when it comes to innovation and growth, across multiple sectors such as real estate, lending, payments, blockchain, and personal finance. Half of the list belongs to firms operating out of the San Francisco Bay Area.
SECTOR SPOTLIGHT: FinTech Boosts Homeownership
An emerging area that is growing heavy support from customer demand for change is real estate, specifically in solving the critical issue of homeownership. Plagued by slow, inefficient, and restrictive processes from lending institutions, users are looking for solutions to solve this major financial need.
DEEP DIVE with Robinhood: Commission-free Disruption
Robinhood’s Value Proposition:
Democratize the American financial system (through a commission-free service for transacting stock, ETFs, options, and cryptocurrencies).
2019 - Year of the FinTech Unicorn
Industry growth in FinTech has been attributed to a handful of maturing companies — but has now dramatically spread to a larger pool of firms (including startups) that have reached the level of unicorns, more than any other business sector worldwide.
What's Coming with FinTech in 2019
As 2018 comes to a close, what industry-wide trends can we look forward to in 2019 on the FinTech front?
How Gaming Leads to Blockchain Adoption
Companies and consumers are still waiting for THE mainstream opening / application for blockchain — and where cryptocurrency and finance have failed, gaming will succeed in a global breakout of adoption.
DEEP DIVE with Ripple: Blockchain Leader in Remittances
Ripple’s Value Proposition: Help financial institutions process customer’s transfers (payments) anywhere in the world reliably, cost-effectively, and instantly.
The 2018 FinTech100 Ranks the Best-in-Class
The FinTech100 is an extensive annual report created by KPMG and H2 Ventures, showcasing the industry trends and innovative global companies in FinTech that are driving the most disruption through technology. The 2018 FinTech100 was released earlier this month and marks the fifth edition of the report (going back to 2013), which continues to discuss indicators of change, and potential strategic opportunities for growth.
DEEP DIVE with Plaid: Fintech's Super-Connector
There was no standard infrastructure that allowed a customer to securely authorize viewing of bank account information in real-time — until the launch of Plaid, a fintech that has become the industry’s “super-connector” by creating a secure portal and process to exchange financial information back and forth between customer, applications, and banks.
The Future State of Payments Beyond FinTech
Numerous trends and technologies are intersecting now that will take payments past a future state of a cashless and paperless transactions, to a completely open, digital world marketplace.
Blockchain as a Privacy Solution
From online banking to healthcare and social media, personal information is widely available and easily exposed more than ever before. The trend of smartphone applications tracking location, financial, and biometric data to make common day-to-day activities easier and convenient, has only intensified the debate on privacy. With higher risk has come an increasing rate of privacy breaches that have prompted blockchain projects to be developed as a solution to address this issue with security and transparency.
From White Paper to Financial Innovation
The biggest catalyst for the birth of today’s cryptocurrencies came from a 9-page white paper published by Satoshi Nakamoto, a pseudonym name for an anonymous person or group, in October 2008.
Blockchain Enchances the Insurance Industry
As an emerging technology seeking mainstream acceptance, blockchain continues to build applications and use cases towards solutions that can have an immediate impact on industries in need of innovation, efficiency, and/or disruption. One industry that easily fits these criteria is insurance.
What Makes a Great FinTech?
Fintech continues to evolve as customers now trust these digital-only companies more than ever, slowly migrating deposit balances and other assets away from banks and traditional institutions. If you're an individual interested in investing, working for, or building the next great fintech, here are four areas to examine closely: