Beyond Hype: How Blockchain Changes Logistics

There are multiple industries and fields around the world in need of changes due to outdated processes and structures.  Numerous startups have taken on this need for last few years, especially in the area of logistics and supply chain, showing some traction in implementing efficient blockchain solutions across the industry.

Cryptocurrency, as the Next Evolution in Finance

Bitcoin, and the cryptocurrency movement, evolved from the financial crisis of 2008 as an industry solution that could stand alone on its own, without an intermediary or governing authority.  In the last 10 years, the crypto sector has gained popularity and mass appeal from its tremendous growth (especially in 2017).  Despite all the headlines, there is still some mystery as to how cryptocurrency can benefit the global financial system, and what else exists beyond Bitcoin.

Banks and Fintechs Work As a Team

When fintechs first popped up a few years ago, these startups had a goal of disrupting and displacing banks in the world of financial services.  Banks stood their ground and made small reactive changes, but kept systems and processes mostly the same.  The relationship between these rivals has dramatically changed, with both fintechs and banks now working closely together to impact the future of finance.

This is Why Fintech Goes Beyond Millennials in 2018

Millennials embrace technology, growing up in the age of internet and smartphones apps.  Fintech, the connection between finance and technology, has greatly benefited from millennials' quick adoption rates, representing the highest usage by any age group.  Despite older generations having a higher net worth and increasing their own daily tech usage, the fintech community as a whole has ignored their specialized needs.  2018 is the year that the industry will venture beyond millennials to baby boomers and Gen Xers that have complex financial goals, in order to disrupt traditional wealth management.

How Should Cryptocurrency be Classified?

As cryptocurrency markets start heating back up, there’s increased debate about how investors should categorize this controversial  value source.  Three regulating agencies in the U.S (SEC, IRS, FinCEN) all disagree - - considering it a security, property, or a currency (respectively).  Is cryptocurrency even a financial asset or something completely on its own?